Get more from every point
India-first explanations of the parts that decide whether a redemption is worth making.
Transfers
How a card transfer actually works
Ratios, minimums, increments and the wait. What moves instantly, what takes three days, and why a transfer can never be undone.
Read guideCosts
The cash you still pay on an award
Carrier surcharges and departure taxes are the reason a free seat costs ₹20,000. Which programmes charge them, and which do not.
Read guideAward flights
Reading an award chart
Zones, distance bands and dynamic pricing are three different things. Which of the charts here is which, and what that means for planning.
Read guideTransfers
Pooling points no single card could spend
When two part-balances reach a fare that neither covers alone, and when the detour through a hotel programme costs you more than it saves.
Read guideHotels
Why most hotel charts do not exist
Marriott and Hilton price by demand, so there is no table to read. What each programme actually publishes, and what it does not.
Read guideMethod
Where every number here comes from
Each fare, ratio and tax carries a link to the page it was read from, and a script re-checks every one of those links daily.
Read guideNo card recommendations
There is no “best card” list here and no apply links. Those pay per signup, which is exactly why they cannot be trusted to rank honestly. The card library states what each card's points are and where they transfer, and stops there.
Open the card library